The ins and outs of what goes into calculating your car insurance payment can be like rocket science. However, you can lower your car insurance payments in a few key ways, but not a lot of people can comb through an insurance policy and pick out all the miniscule ways in choosing the perfect policy. If you just follow these tips you will be on your way to reducing your current rate.

Park in a garage

Utilizing a garage or a covered parking structure is an easy way to reduce your payment on a lot of plans.

Shop for safety

Insurance companies keep a close eye on vehicle safety ratings and know which safety features make a difference. Buying a car with modern safety features like rear cameras, lane keeping systems, and pedestrian alerts provide you a return in a lower bill.

Trim your coverage

Always drive a legally covered vehicle, but if you fully own your car, then you may consider dropping or reducing your collision coverage. Many plans include rental car insurance or roadside assistance packages, which are often optional.

Stop by Bell Mitsubishi, and ask our experts about other tips and tricks around your car insurance.